MARINE COVERAGE

PROTECT YOUR CLAIMS RECORD

When a boat is added to a home insurance policy, should they have a loss on the boat you run the risk of losing your claims free discount and possibly adversely affecting your residential insurance costs by moving you from a preferred to standard rating.   We suggest that you buy a stand-alone boat policy to protect your homeowners policy from losses that occur from the boat.

IMPORTANT MARINE COVERAGE

Additionally,  a marine policy provides important coverage, not available on a homeowners form:

• P&I Marine Liability
• $1 Million Pollution / Spill Liability
• Removal of Wreck Coverage
• Uninsured Boater Coverage.